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This is my personal snapshot. Each month I’ll be posting our progress as we pursue financial freedom, but more importantly, pursue Jesus. I’ll have another post of our budget for the month, and how well we were able to steward what God has given us. I’ll also be posting what we are investing in and how well those investments are performing. This is going to be a hard journey that you all can now hold us accountable for. I hope the insight into our financial health would encourage you towards being financially healthy and good stewards. This financial transparency is a little scary, but I’m trusting that Jesus would help show where are hearts truly are, since that is where we put our treasures/money. If you want, you can read about the beginning of our journey out of debt.
I’ve been a ReadyForZero user since Jul 31 2013.
I am using ReadyForZero to pay down my 4 debts.
$17,966.93- We actually have about $36,500 in debt. The reason why this chart only shows half of that is we have student loan debt that is being deferred while I finish my degree. That debt isn’t gaining interest, but if we make payments towards it before we are ready, and before I graduate, we will have to continue making payments. It is looming over our heads, and we haven’t forgotten about it, we just aren’t ready to tackle it just yet.
$2,284 – this amount is from our checking as well as savings accounts.
I have paid off 0 of 4 debts, and am currently focusing on paying down Prosper Marketplace – Loan (6680).
Prosper Marketplace – Loan (6680)- 32.2% Interest
- Loan – $6,249.67
- Min. payment: $177.88
Chase (9900)- 22.24%- Interest
- Credit Card- $2,755.14
- Min. payment: $83.00
SECURED CARD (6333)- 18% Interest
- Credit Card- $221.92
- Min. payment: $25.00
FedLoan Servicing – Loan (0463)- 6% Interest
- Loan- $8,740.20
- Min. payment: $99.74
I have asked ReadyForZero to help me connect to my accounts so that I can provide you with the financial data displayed here.
Anyone can get a free snapshot like this by signing up at